BL Williams and Associates


Belinda Williams, Broker
License #0747897

Office 323-296-6042
Fax 323-296-6075

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INDIVIDUAL LIFE

Individual Life Insurance

The correct life insurance program provides the amount of insurance a client needs, based on a complete needs analysis, at a premium he/she can comfortably afford. A comprehensive needs analysis identifies the client’s overall financial objectives, including the financial needs of the family or business in the event of an untimely death of the primary income earner, and then develops and implements a plan to accomplish these objectives.

Individual Life Insurance

 

 

The most common uses for life insurance:

  • Funeral and burial expenses
  • Provide funds to pay off a mortgage or any other debts
  • Education fund for children
  • Provide income to the surviving spouse/children
  • Retirement funds/income for the insured and/or surviving spouse
  • As a savings vehicle on a tax favored basis
  • Estate taxes and probate costs
  • Protect a corporation in the event of the death of an officer, director or key employee
  • Provide funds to a partner or partnership to buy out the interest of a deceased partner
Midland National Life InsuranceEach person’s or family’s circumstances are unique.
For a customized life insurance proposal please complete the Needs Analysis
     
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